If you are planning for your studies, one of the most important aspects would be that of financing. Although this might seem like a huge obstacle to overcome, there are certain options that you can consider:

• If you are currently employed, it is possible that your employer would provide you with a bursary or loan to further your studies. Many companies have existing policies on student bursaries or loans, so you could find out what the criteria are and how you can apply for it.
• If you are currently employed or have a bank credit card, you could apply for a personal loan to fund your studies. This means that you would be able to pay off the total amount over a certain period.
• If you are not employed or still in school, student bursaries are still an option. Many institutions offer bursaries according to academic or sports achievements, so if you’re a good student, you might be rewarded for your hard work by qualifying for a bursary at an academic institution.
• If you don’t qualify for a bursary on account of your achievements, you could apply for a student loan at a private institution or bank. Normally someone would have to stand surety for you – if you don’t have an existing credit record – so this might be a family member or even a good friend.

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